As required by the
USA PATRIOT ACT
Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

We may also ask to see your driver's license or other identifying documents.

Marine Bank & Trust thanks you for your understanding for joining us in securing a safer tomorrow.

To apply for your account(s), please completely fill out the application, print it and mail it with your opening deposit and photocopies of your valid driver's license to:

Attn: New Accounts
Marine Bank & Trust
PO Box 190
Carthage, IL 62321

Upon approval of your application and receipt of your opening deposit, Marine Bank & Trust will open the account(s) requested and send you a receipt and other important information about your account(s).Accounts opened will be subject to Marine Bank &T rust's rates, fees and balance waiver requirements. Your opening deposit should be a check made payable to Marine Bank & Trust. Note: If you are not an area resident, you must send it by wire or electronic transfer. If you have any questions regarding this application, please call us at 1-217-357-3151 and ask for New Accounts, or email us. **

**Please note that any e-mail directed from your location is not secure nor encrypted.
Marine Bank & Trust encourages you NOT to include any sensitive financial information. This information may include: Account Numbers, Account Balances, PIN's Passwords, Social Security Numbers, Tax ID Numbers, and/or any other information which you may deem as sensitive.